Insurance solutions in Switzerland for individuals and businesses
Looking for insurance solutions in Switzerland that match your needs? Whether you are an individual, a family, self-employed or running a business, Relax Total Solutions helps you review your policies, compare your options and make informed decisions. We focus on useful protection, clear explanations and coverage suited to your circumstances.
Comprehensive review
Human support
Our role
Helping you make the right decisions.
Insurance decisions affect your health, home, family, business and financial future. We help you understand your existing policies, compare suitable options and choose your next steps with confidence.
Insurance solutions in Switzerland tailored to your needs
Your insurance needs depend on your family, assets, work and financial goals. Our insurance solutions in Switzerland are organized around two pathways: personal insurance for individuals and families, and professional coverage for self-employed people and businesses.
Private clients
For individuals, couples, and families
We help you take stock of your personal insurance, your retirement planning, and the protection of your family. The goal is to understand what you already have, what is truly useful, and what could be adjusted according to your current situation.
- Basic and supplementary health insurance
- Household insurance and private liability insurance
- Retirement planning, third pillar, and financial protection
- Analysis of overlaps or gaps in your contracts
- Support during changes in situation
A birth, a move, a job change, the purchase of an asset, or a reflection on retirement planning are all moments when it can be useful to review your insurance. We help you check if your contracts are still consistent with your life today.
Businesses & self-employed individuals
For SMEs, self-employed individuals, and organizations
We review your insurance portfolio and support you in managing, comparing and monitoring your professional coverage. Our approach aims to simplify your processes, clarify your obligations, and protect your activities appropriately.
- Insurance portfolio analysis
- Business and professional liability coverage
- Employee insurance, LAA, and loss of earnings
- Comparison and ongoing review of policies
- Streamlined insurance administration
For businesses and self-employed professionals, insurance is more than a compliance requirement. Appropriate coverage can help protect employees, premises, equipment, liability and business continuity when unexpected events occur.
What can our insurance solutions in Switzerland cover?
From health and household insurance to retirement planning and business protection, our services help you review your current coverage. We examine your needs, priorities and contracts to identify strengths, possible gaps and areas worth improving.
Health insurance
Deductibles, insurance model, supplementary coverage and family needs: we help you understand your options and choose a solution that is consistent with your budget, health status, family situation, and care habits.
Home & liability insurance
We check your essential coverage to protect your property, your home, and your liability on a daily basis. This helps avoid unpleasant surprises in case of damage, theft, destruction, or liability towards a third party.
3rd pillar & financial protection
We support you in reflecting on your retirement planning, protecting your loved ones, and your long-term goals. The aim is to find a comprehensible, coherent, and suitable solution for your financial capacity.
Business insurance
We analyze the relevant coverage for your business activities, your liability, your employees, and the continuity of your business. This may include business liability, loss of earnings, employee insurance, or coverages related to your profession.
Existing contracts
We identify overlaps, gaps, contracts to review, and points to clarify in your current situation. A global analysis allows for a better understanding of what you are paying for and what your insurance policies actually cover.
Support over time
We can assist you during significant changes: arrival in Switzerland, moving, birth, self-employed activities, or business development. Your insurance should evolve with your life, not remain fixed for years.
How we help you find the right insurance solutions
Our process is designed to make insurance solutions in Switzerland easier to understand. We listen, review your existing policies, explain your options and support your decisions—without pressure or unnecessary jargon.
You explain your situation to us
We start by understanding your profile, needs, priorities, and significant changes in your private or professional life.
We analyze your needs
We look at your contracts, your coverage, or your insurance portfolio to identify overlaps, gaps, or points to clarify.
We present the options to you
You receive clear explanations about the possibilities, advantages, limitations, and points of attention for each solution.
We support you
If you wish, we help you with the processes, contract changes, comparisons, and follow-up over time.
Why review your insurance coverage regularly?
Many people sign a contract, file it away, and then do not think about it for several years. However, your situation can change quickly: housing, family, work, income, self-employed activity, business, employees, or pensions objectives.
Better understanding of your contracts
We help you understand the guarantees, exclusions, deductibles, limits, and important conditions of your insurance.
Avoid overlaps and gaps
An analysis allows you to see if some protections are unnecessarily redundant or if important coverage is missing in your situation.
Decide without pressure
You retain the freedom to choose. Our role is to provide you with a clear vision to move forward with more confidence.
Official resources on insurance in Switzerland
To complement our explanations, you can also consult some official Swiss resources on health insurance, accident insurance, and insurance intermediaries.
Health insurance
Consult the information from
ch.ch on health insurance benefits.
Cost-sharing
The FOPH explains how
optional deductibles work in health insurance.
Insurance intermediaries
FINMA provides a
public register of insurance intermediaries.
Explore insurance solutions in Switzerland with personalized advice
Not sure which coverage is right for you? Request a free review of your current insurance policies. We help you identify priorities and explore suitable options for your family, personal assets or business.