Insurance Solutions for Individuals and Businesses in Switzerland
Whether you’re a private client, a family, a self-employed individual, or a business in Switzerland, Relax Total Solutions is here to help you understand, compare, and optimize your insurance policies with ease. Our goal is to help you make sense of your policies, identify the coverage that’s truly useful, and avoid duplicates, gaps, or choices that no longer align with your current situation.
Comprehensive Analysis
Personalized Support
Our Role
To help you make the right decisions.
Insurance covers important areas: health, family, housing, career, retirement planning, and wealth management. We help you understand your coverage, compare available options, and make decisions with greater peace of mind, based on a clear understanding of your needs.
Insurance solutions for individuals and businesses in Switzerland, tailored to each customer's needs
Needs vary depending on whether you are an individual, a couple, a family, a self-employed person, an SME, or an organization. That is why we have structured our insurance solutions for individuals and businesses in Switzerland around two main categories: personal clients and business clients.
Private Clients
For individuals, couples, and families
We help you take stock of your personal insurance, retirement planning, and your family’s financial protection. The goal is to understand what you already have, what’s truly useful, and what could be adjusted to fit your current situation.
- Basic and Supplemental Health Insurance
- Home and Personal Liability Insurance
- Retirement Planning, Third Pillar, and Financial Protection
- Analysis of Duplicates or Gaps in Your Contracts
- Support During Life Changes
The birth of a child, a move, a job change, the purchase of a property, or thinking about retirement planning are all times when it may be helpful to review your insurance policies. We can help you determine whether your policies still align with your current life situation.
Businesses & Self-Employed Individuals
For small and medium-sized businesses, self-employed individuals, and organizations
We analyze your insurance portfolio and help you manage, compare, and monitor your business insurance coverage. Our approach is designed to simplify the process for you, clarify your obligations, and provide tailored protection for your business.
- Insurance Portfolio Analysis
- Business Liability Insurance and Professional Liability Coverage
- Employee Insurance, LAA, and Loss of Earnings
- Contract Comparison, Negotiation, and Follow-Up
- Centralization and Simplification of Procedures
For a business or a self-employed individual, insurance isn’t just about meeting certain legal requirements. It also helps protect the business, employees, premises, equipment, professional liability, and business continuity in the event of unforeseen circumstances.
What Our Insurance Solutions Enable You to Analyze
Our insurance solutions for individuals and businesses in Switzerland provide a clear overview of your situation. We analyze your policies, needs, priorities, and goals to identify what works for you, what could be improved, and what could be simplified.
Health Insurance
Deductibles, insurance plans, supplemental coverage, family coverage: We help you understand your options and choose a plan that fits your budget, your health status, your family situation, and your healthcare habits.
Home Insurance & Personal Liability
We review your essential insurance coverage to protect your property, your home, and your liability in everyday life. This helps you avoid unpleasant surprises in the event of damage, theft, accidents, or liability to a third party.
Third Pillar & Financial Protection
We’ll work with you to explore your retirement planning, the protection of your loved ones, and your long-term goals. Our goal is to find a solution that is easy to understand, consistent, and tailored to your financial situation.
Professional Insurance
We analyze the coverage options that are best suited to your business, your liability, your employees, and the continuity of your business. This may include general liability insurance, loss of income coverage, employee benefits, or coverage specific to your industry.
Existing Contracts
We identify duplicates, gaps, policies that need to be reviewed, and areas that require clarification in your current situation. A comprehensive analysis helps you better understand what you’re paying for and what your insurance policies actually cover.
Long-Term Support
We can support you through major life changes: moving to Switzerland, relocating, the birth of a child, starting a business, or expanding your business. Your insurance coverage should evolve with your life—not remain unchanged for years.
A simple and transparent approach to your insurance
We take it one step at a time to give you a clear picture, without unnecessary jargon. The goal isn't to push you to change everything, but to help you understand, compare, and make decisions with greater peace of mind.
Please explain your situation to us
We start by getting to know you—your background, your needs, your priorities, and any major changes in your personal or professional life.
We analyze your needs
We review your policies, coverage, or insurance portfolio to identify any duplicates, gaps, or areas that need clarification.
Here are the options
You'll receive clear explanations of the possibilities, benefits, limitations, and points to consider for each solution.
We're here to support you
If you'd like, we can help you with the necessary steps, contract changes, comparisons, and ongoing monitoring.
Insurance that's clearer, more useful, and better tailored to your situation
Many people sign a contract, file it away, and then don’t think about it again for several years. However, your circumstances can change quickly: housing, family, work, income, self-employment, business, employees, or retirement planning goals.
Gain a Better Understanding of Your Contracts
We help you understand the coverage, exclusions, deductibles, limits, and important terms of your insurance policies.
Avoid Duplicates and Gaps
An analysis can help you determine whether certain types of coverage are unnecessarily duplicated or whether there is a significant gap in your coverage.
Making Decisions Without Pressure
You retain the freedom to choose. Our role is to provide you with a clear vision so you can move forward with greater confidence.
Some official sources to help you better understand your insurance
To supplement our explanations, you can also consult certain official Swiss resources on health insurance, accident insurance, and insurance brokers.
Health Insurance
Check out the information at
ch.ch on health insurance benefits.
Cost-sharing
The FOPH explains how “
”
optional deductibles work in health insurance.
Insurance Brokers
FINMA maintains a
public registry of insurance intermediaries.
Request a free analysis of your situation
We’ll help you determine the best option for you: individual, self-employed, or business. Our free assessment lets you review your current insurance policies and see if they still meet your needs.